Synchrony Car Care (formerly Car Care One)

Q. What is the Synchrony Care Care credit card? How do I apply for one, make payments, etc?

A. Synchrony Care Care (formerly known as Car Care One) is a credit card financing program created by card issuer Synchrony Bank especially for automotive repair and automotive products businesses, allowing these auto shops to offer credit to their customers. In most cases, you will get a branded Synchrony Car Care card directly from an automotive retailer, but you can also apply online for a Synchrony Car Care card that is good at all Synchrony Car Care partner shops. You can also pay your Synchrony Care Care monthly bill online. See the links below for more information:

  • Car Care One Credit Card Application – Go here to apply for a Care Care One credit card online. (
  • Synchrony Care Care Account Login and Bill Payment – This is the place to go to log in to your Car Care One account and pay your bill online. If you don’t have a login ID and password yet, you can register for those here to get access to your account. (
  • CarCareOne / Synchrony Bank Customer Service – Click through to find out how to contact Synchrony Financial with questions or problems with your CarCareOne card account. Shortcut: The customer service phone number is 1-866-657-0376. (

  • Synchrony Financial – What is Synchrony Car Care – This page, directed at automotive shops, explains that Car Care One is a financing program backed by Synchrony Financial that allows automotive product & service / auto repair shops to offer instant credit or special financing to their customers. If you are a dealer with an on-site repair shop or own an automotive business, you can get more info via this link. (If you are a customer with a Synchrony Car Care credit card, this page will help you understand that while your card may have come from your repair shop, it is actually serviced by Synchrony Bank, and you’ll deal with Synchrony for payments and/or any customer service issues you have.) (
  • Synchrony Car Care Credit Card Information – Go here for information on the Synchrony Car Care credit card, including places it can be used, such as being accepted at all Exxon and Mobil locations, and over 16,000 Synchrony Car Care-affiliated auto repair and dealer facilities. (
  • Pep Boys Credit Card – This well-known auto parts, service & tire store chain offers a credit card that is part of the Synchrony Car Care network, meaning you can use it at Pep Boys as well as at any other location that accepts Synchrony Car Care credit cards. (
  • Discount Tire Credit Card – This credit card offered by Discount Tire is a Synchrony Car Care card good at Discount Tire and also any other store or repair shop that accepts Synchrony Car Care cards. (
  • AAMCO Credit Card – AAMCO’s car repair credit card is also part of the Synchrony Car Care network. (
  • Summit Racing Speed Card – The Summit Racing credit card is from Synchrony Bank and is also accepted everywhere Synchrony Car Care cards are accepted. (