Sears MasterCard

Q. Where do I go to apply for a Sears MasterCard, or to pay my bill, reach customer service, etc.?

A. Whether you are looking to get a new Sears MasterCard or you are already a Sears MasterCard customer, the 10 links below should supply you with everything you need:

1. Sears MasterCard - Official Site - Go here for information on the Sears MasterCard (formerly Sears Gold MasterCard), including the Sears Choice Rewards program that comes with it, and other features. You can not apply online, but only at Sears and Kmart stores. This Sears MasterCard is issued by Citibank. (www.citibank.com)

2. Sears MasterCard Login - Click through and enter your user ID and password in the spaces on the left to access your account, check balance, see payment due date, pay your Sears MasterCard bill, etc. (www.citibank.com)

3. Sears Solutions MasterCard Login and Bill Pay - This site is for holders of the Sears Solutions MasterCard, and includes options to pay your bill, learn about rewards, customer service phone numbers and more. Note that if you do not currently have this card, it is only available via filling out an in-store application. This card is issued by HSBC, and is more likely to be offered to those who do not qualify for the standard Sears MasterCard. (www.solutions.partnercardservices.com)

4. Sears MasterCard - Contact Us - Find a customer service phone number if you have questions about your Sears MasterCard, as well as a payment mailing address. This is for the standard Sears MasterCard offered via Citi, not the Sears Solutions MasterCard issued by HSBC. (www.citibank.com)

5. Sears MasterCard Frequently Asked Questions - Answers the questions “What makes the Sears MasterCard different than a Sears Card?” and “How do I transfer balances to my Sears MasterCard?” and “What types of balances can I transfer?” (www.citibank.com)

6. Compare Sears Credit Cards - Go here to compare the standard Sears MasterCard to other Sears credit offers to decide if the MasterCard is the way you want to go. (www.citibank.com)

7. Sears Choice Rewards - Go here to check out the rewards you can earn with your Sears MasterCard from Citi. Log in to redeem your accumulated points for gift cards, merchandise, travel rewards, etc. (www.searschoicerewards.com)

8. Sears Solutions MasterCard Customer Service - If you are a current Sears Solutions MasterCard cardholder, you can find customer service phone numbers here, as well as a payment mailing address and other information. (www.partnercardservices.com)

9. Sears Solutions MasterCard Rewards Program - Go here for info on the points you earn and the rewards you can get with those points when you are a Sears Solutions MasterCard customer. You must enroll in the program to get points, and info on how to enroll is here, too. (www.searssolutionsrewards.com)

10. Sears MasterCard Discussion at MyFICO.com - July 2011 discussion forum conversation about the difference between the standard Sears MasterCard and the Sears Solutions MasterCard, and whether someone with a past bankruptcy could be approved for the standard Sears MasterCard that is issued by Citibank. (ficoforums.myfico.com)

11. Sears Solution MasterCard Gives Free Credit Scores, But Has Annual Fee - December 2009 blog post notes that the Sears Solutions MasterCard offers a free credit score estimate each month, but that the card generally comes with an annual fee because it is targeted at those whose credit history is bad — or at least not good enough to qualify for the standard Sears MasterCard. (consumerist.com)

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