North Carolina Repossession

Six of the best sites for information on repossession companies and repossession laws in North Carolina. Know of another site that should be listed here? Leave your suggestion at the bottom of this page.

1. Universal Services, Inc. - Fayetteville, NC company offers repo services throughout North Carolina and South Carolina and parts of Kentucky. Offers car and truck repossession as well as boats, RVs, ATVs and other vehicles. (www.northcarolinarepossessions.com)

2. Vehicle Repossession Tips from North Carolina Attorney General - If you’re delinquent on the payments of your car loan, North Carolina’s attorney general offers these tips on automobile repossession, including the information that by law your creditor can come onto your property to repossess your vehicle, and can also have you pay the repo bill if you want the car back. This document is in Adobe Acrobat PDF format. (www.ncdoj.com)

3. Pinpoint Recovery Service - Stoneville, North Carolina auto repo company serves northern NC and southern Virginia, including the cities of Winston-Salem and Greensboro, North Carolina, and Danville, Virginia, plus the surrounding areas. (repo.weebly.com)

4. Collateral Asset Recovery Specialists - Provides automotive repossession services as well as other asset recovery throughout North Carolina. (www.prorepo1.com)

5. Night Stalker Recovery - Auto repo company in South Carolina also does recovery in all of North Carolina. (www.nsrecovery.com)

6. North Carolina HUD Property Listings - The U.S. Department of Housing and Urban Development (HUD) takes possession of home repos and re-sells the homes at auction or in open bidding. Go here to find a list of homes repossessed due to foreclosure in North Carolina and see how you can buy one. Search by county or view the complete NC list. (www.tenmanagement.com)

other tags: reposession, repossesion

8 Comments Add your own

  • 1. Patrick S Herman    February 22nd, 2008 at 11:58 am

    My truck was repo’d and the repo co. personnel stole numerous tools from my truck. The local police say there is nothing I can do. I can’t believe this is allowed. The co. name is American Recovery Services in Greensboro,NC.I lost almost $500 worth of tools. They won’t help nor will the police. These people make me sick and make the whole profession look bad.

  • 2. mike    April 4th, 2008 at 10:02 am

    If you had paid your note ,your tools would be safe. All they are responsable for is the recovery of the vehicle.When they deliver the property it become the note holders responsability . My brother had a 66 impala convert. impounded and the recovery people evidently didn’t know how to back it in place without hitting everything…guess what,,,they were not responsable for damage,were talking about a factory bigblock convertable impala…FINISHED at the time. It’s like you lose all rights when this happens.

  • 3. c    June 14th, 2008 at 10:27 am

    I understand how the repo works but how can they collect the balance owed if any after they sell the vehicle? Can they draft our paychecks?

  • 4. Dave    August 5th, 2008 at 8:14 pm

    There is a website www.procra.com which stands for Professional Collateral Recovery Agents where repossession agents go to discuss laws and things that they deal with daily. You could go there and ask them what your rights are. If you are trying to get in the business, it is the best place to get good, solid, by the book advice.

  • 5. VICTOR LEE    August 26th, 2008 at 4:09 pm

    I AGREE WITH MR HERMAN. I WILL POST THE OUTCOME OF MY DEALINGS WITH AMERICAN RECOVERY AFTER EVERYTHING IS OVER.

  • 6. Amanda    September 7th, 2008 at 11:54 am

    I ran into a hard time after i had surgery and the bank repoed my car.Well when i got paid the following week a went to get my car back the bank said they no longer wanted to finance to me and if i wanted my car back i needed to pay it off in full.On top of the fact they was only giving me 24 hrs. to pay the money they raised my balance from $3,100 to $4,700.Is this legal?

  • 7. Ms. Jones    September 25th, 2008 at 11:55 am

    I just bought a car from a buy here pay here lot in January. I called the the place where I got my car from and told him that I was going to be late in September. Everything was ok. I only have 1 payment left on the car. I wasnt even 30 days late and he repoed my car. Then he tells me that he wants both payments and the repossession fees for the car before I can get it out. We have been having problems since I got the car. The car is in my fathers name but I was the one making payments. He never wanted to talk to me always my dad although I was the one making the payments.

  • 8. Amy    September 27th, 2008 at 10:54 am

    My mother had her car repo’d after only missing ONE payment!! The SAME creditor she had been dealing with for 25+ years, and had purchased and paid off previous vehicles;
    She recently filed a bankrupty around 2005; they said that was the reason why… That doesnt make sense… I was told you have to be AT LEAST 2 or more… Can someone please verify this for me?

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