Home Depot Credit Card

home-depot-credit-cardQ. Where do I apply for a Home Depot credit card? Can I make my payment online?

A. Home Depot allows you to apply for any of its credit cards online, and you can also pay your Home Depot credit card bill online. The links below will cover all those bases, plus you’ll find a few more that may interest you:

  • Home Depot Credit Center – Go here to apply for a Home Depot credit card or to access your credit card account. You will find information and online applications for the Home Depot consumer card, the Home Depot Commercial Revolving Charge Card, and the Home Depot Commercial Account. You will also find account login areas for these no-annual-fee store credit cards — as well as for the consumer or business Home Depot Rewards MasterCard cards (no longer offered to new customers, but those holding the cards can still access their accounts and pay their bill online). Home Depot credit cards are offered in partnership with Citibank. (www.homedepot.com)
  • Home Depot Credit Card Login and Bill Payment – Log in to any of your Home Depot credit card accounts here to pay your bill and otherwise manage your account. If you do not have a login ID and password, you’ll find a link to register for those. (citiretailservices.citibankonline.com)

  • Home Depot Credit Card Customer Service Phone Numbers – Go here to find the customer service phone number for consumer card accounts as well as commercial accounts, plus a short Frequently Asked Questions area with more information about Home Depot’s credit cards. (www.homedepot.com)
  • The Home Depot Consumer Credit Card – Get information and an application link for the main consumer Home Depot credit card, which offers 0% interest for 6 months on purchases of $299 or more. (www.homedepot.com)
  • Home Depot Consumer Credit Card Application and Terms & Conditions – If you’re applying for a new Home Depot credit card, you’ll probably want to look at this document, which tells you your potential interest rate (anywhere from 17.99% to 26.99%!) as well as other card terms, potential fees, etc. (citiretailservices.citibankonline.com)

  • The Home Depot Commercial Revolving Charge Account – Go here for information and to apply online for this Home Depot credit card for business use, which allows you to track purchases by PO name or Job Name / Job Number. This card can be paid off each month or you can choose to “revolve” balances from one billing period to the next. (www.homedepot.com)
  • The Home Depot Commercial Account – Go here for info and a link to the online application for this Home Depot business credit that is similar to the one above except that you must pay off the full balance each month. (www.homedepot.com)
  • The Home Depot Project Loan – Not a credit card, but a credit line of up to $40,000 for big home projects like kitchen remodeling. (www.homedepot.com)
  • Why I’m Canceling My Home Depot Credit Card – September 2011 blog post by Steve Jenkins explains his disappointment upon finding out that the Home Depot credit card he’d obtained because of a 10% discount on light bulbs was no longer offering the 10% discount on light bulbs. (stevejenkins.com)
  • My Home Depot Credit Card Now Has a 25.99% APR – March 2009 blog post tells the story of a Home Depot credit card customer whose interest rate was increased to 25.99%, causing him to close his account. (consumerist.com)

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