Below we offer a list of the best Chase credit cards, with a brief overview of why each card is ranked the way it is:
1. Chase Freedom Unlimited – The best Chase credit card is this one that gives you 1.5% cash back on every purchase you make with the card, with no limits on how much you can earn in rebates. You can also get a $150 bonus if you use the card for at least $500 in purchases in the first three months of having it. Finally, you’ll get a 0% interest rate on purchases for the first 15 months, and on balances transferred from other higher-interest cards you might have. (But if you transfer a balance, be aware that there is a fee equal to 5% of the amount transferred.) No annual fee.
2. Chase Slate Visa – Got a big balance on another credit card that you wouldn’t mind parking at zero interest for a while? This card lets you transfer a balance and let it sit at a 0% interest rate for 15 months, PLUS it charges you no balance transfer fee if you make that transfer within the first 60 days of getting the card. The no-transfer-fee feature is a big deal; we no of no other card on the market that gives you a no-interest transfer for over a year with no fee attached. You’ll get that 0% rate on new purchases for 15 months, too. No annual fee.
3. Chase Sapphire Reserve – This travel credit card has a hefty $450 annual fee, and its perks are almost all travel-related, so it is best for the frequent traveler. Before you let this big annual fee throw you, you should know that this card refunds up to $300 annually in travel purchases (airfare, hotels, etc.) made with the card, making the annual fee seem less daunting. In terms of day-to-day rewards points, you’ll get 3 points per dollar on travel and dining purchases, and 1 point per dollar on all other purchases. You’ll also get 50,000 bonus points if you use the card for at least $4000 in purchases in the first three months. (Points are usually worth a penny each, but if you use your points for travel through Chase Ultimate Rewards, they are worth 50% more. For example, 50,000 points equals $750 worth of travel through Chase Ultimate Rewards.
4. Chase Amazon.com Rewards Visa – Earn points in the following ways: 3 points per dollar on Amazon.com purchases (make that 5 points per dollar if you’re an Amazon Prime member), 2 points per dollar at restaurants, gas stations and drug stores, and 1 point per dollar on all other purchases. Use your points to offset your Amazon.com purchases or choose other rewards. You’ll also get a $50 Amazon gift card loaded into your Amazon account once you approved for the card.
5. Disney Rewards Visa – Disney is another big brand that partners with Chase for its rewards credit card. If you’re a Disney devotee, you’ll get 1 Disney Reward Dollar for every $100 charged to the card, and you’ll get a $50 Disney gift card just for using the card for the first time. You’ll also get 10% off most Disney merchandise you purchase with the card, and other Disney “experience” perks. No annual fee on this card. (If you’re really, really into Disney, you could also choose the Disney Premier Visa that has an annual fee of $49 but greater rewards.)
Other Bessed pages of interest:
- Credit Cards
- Business Credit Cards
- Department Store Credit Cards
- Credit Cards For Bad Credit
- Instant Approval Store Credit Cards