Search engines are often great, but sometimes they frustrate you. You type in some words and get a bunch of links back, but you can’t figure out which of the links will answer your question or solve your problem. Sometimes it would be nice to have a person recommend the best links for your need, or at least make sense of the many sites that claim to solve your problem. That’s the goal of Bessed (pronounced “Best”).
Q. What are my options for making a payment on my Capital One auto loan?
A. You can pay your Capital One Auto Finance bill online, by mail, and by phone. See the links below to access all of your options:
1. Capital One Auto Loans – Login & Bill Payment – Click through to reach the login area to make a Capital One auto loan payment online. If you’ve never made an auto finance payment to Capital One online before, you will find an “Enroll Now” link to register your account for online access. (capitalone.com)
2. Capital One Auto Finance Payment Mailing Address – Click through for a variety of ways to reach Capital One Auto Finance, including this payment mailing address: Capital One Auto Finance, P.O. Box 60511, City of Industry, CA, 91716. You’ll also find a customer service phone number here. (capitalone.com)
Here it is: Bank of America Credit Card Login – Go here to sign in to your Bank of America credit card account as well as any other online banking accounts you may have with Bank of America. (bankofamerica.com)
Other relevant links
If you applied for a Kohl’s Charge credit card and did not receive instant approval, Kohl’s promises to send you a response by mail within 30 days, either with a new card if you are approved, or with a letter declining your application.
Kohl’s does NOT provide any sort of online application status tool for you to check the current status. The only way to check is to call Kohl’s Charge customer service at 855-564-5748.
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Q. Where can I find blue book values for a semi truck?
A. You probably already know it’s not as easy as seeing the value of a passenger car or light truck. And it’s not as free, either. The official Kelley Blue Book does not offer values for semi trucks, and the handful of companies that do offer commercial truck values charge you for the service. Below is a list of blue book style services for getting semi truck values, along with a couple of other links that might give you an idea of your truck’s value.
Q. What can you tell me about Ally Financial Demand Notes?
A. Ally Financial Demand Notes (which were previously named GMAC Demand Notes) are an investment product in which you are basically investing to fund the debt of Ally Financial as it makes its various loans. Demand Notes can only be purchased by employees or immediate family of the Ally Financial group of companies. Ally Demand Notes generally pay a higher rate than other short term investments, but are not FDIC-insured and are thus seen as more risky by many people than products such as CDs or money market funds — but that of course is for you to decide.
See below for information on investing in Ally Financial Demand Notes as well as a few opinions about the wisdom of such an investment:
1. Ally Financial Demand Notes – Overview from the official Ally site on this financial product available only to Ally Financial employees and their immediate families, as well as auto dealers that have an Ally financing relationship. Get a description of exactly what Demand Notes are, then get a prospectus, information on risk and safety (they are not FDIC insured), fees (there are none), how to invest, more. (www.ally.com)
Q. I’m looking for used cars for sale priced under $1,000. Where can I see them?
A. A number of auto classifieds sites allow you to set your criteria to see only vehicles priced at $1,000 or less. Use the links below to see them — some of these have already been set to show you cars under 1,000 bucks, some require you to do a tiny bit more searching, but instructions are provided:
1. eBay Motors – Browse a list of over 3,000 used cars, trucks and SUVs for sale under $1,000 or with current auction bids under a thousand dollars. As you might expect, most of these are high-mileage vehicles, usually with 100,000 miles or more on them. You can narrow the large selection here to find cheap cars near your zip code, or to find certain makes or models. (www.ebay.com)
2. Cars.com – Over 1,000 cars are listed here from dealers and private owners at an asking price of $1,000 or less. The list is nationwide, so you’ll probably want to narrow it by zip code or other criteria such as make, model, mileage, etc. (www.cars.com)
Q. Where do I go to log in to my Target credit card account?
A. Use the first link below to log in online to your Target Red Card account and pay your bill, etc. You may also find the links further down the page relevant to what you want to accomplish.
1. Target REDcard Sign In – Click through to log in and pay your Target RedCard credit card bill, view your account balance, etc. (rcam.target.com)
2. Enroll Your Target Red Card – If you’re accessing your Target credit card information online for the first time, you’ll need to go here to enroll your card and get a login username and password. (rcam.target.com)
3. Target RedCard – Contact Us – If you are having trouble logging in, or otherwise need help from a real Target customer service representative, this page gives you the phone number to reach them. You’ll also find the Target credit card payment mailing address if you decide to send in your payment. (www.target.com)
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Q. What is up with Comenity Bank? Who are they and how do I reach them if I have a problem?
A. Comenity Bank is a bank that issues many credit cards in partnership with retail stores or other businesses. It was formerly know as World Financial Network Bank (or WFNNB), and is a subsidiary of Alliance Data, a company that provides a variety of “private label” financial services for retailers and other clients.
If you are trying to reach Comenity Bank / WFNNB by phone or otherwise, you can find the correct number via the Comenity website linked below. The other links provide further info about Comenity Bank, as well as a partial list of the credit cards issued by the bank.
Q. What is the Synchrony Care Care credit card? How do I apply for one, make payments, etc?
A. Synchrony Care Care (formerly known as Car Care One) is a credit card financing program created by card issuer Synchrony Bank especially for automotive repair and automotive products businesses, allowing these auto shops to offer credit to their customers. In most cases, you will get a branded Synchrony Car Care card directly from an automotive retailer, but you can also apply online for a Synchrony Car Care card that is good at all Synchrony Car Care partner shops. You can also pay your Synchrony Care Care monthly bill online. See the links below for more information:
Q. How do I make my AARP life insurance payment?
A. AARP life insurance is actually offered by New York Life insurance company, so you will be going to the New York Life site if you want to pay online, and any mailed payments will also go to New York Life. Check the links below and you should have no problem making your payment.
Q. Where do I go to log in to my eBay MasterCard account?
A. Your eBay MasterCard is actually integrated with your PayPal account (or you may now have a PayPal account after getting the eBay credit card), so you will actually log in to your PayPal account in order to access information about your eBay MasterCard, pay your bill, etc. See the links below for more information on how to log in to your eBay credit card account and get customer service help if needed:
1. PayPal Login / eBay MasterCard Login – As mentioned above, you will actually sign in to your eBay MasterCard account through PayPal, so this link takes you to the PayPal home page, where you can log in to your account and see eBay MasterCard activity as well as any other activity you may have done with your PayPal account. (www.paypal.com)
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The chart below ranks 40+ trucks and SUVs based on maximum towing capacity, with the best, highest capacity vehicles listed first. Only vehicles with a maximum capacity of at least 5,000 lbs. are on this list:
Q. How can I make my Synchrony Bank payment?
A. Synchrony Bank (formerly known as GE Capital Retail Bank) is the company behind many retail credit cards and other financing products, so we can’t say for sure how to pay every bill associated with Synchrony Bank, BUT most Synchrony Bank payments can be made online through the Synchrony site or by phone or mail at the central Synchrony Bank customer service locations. Use the links below and you should be able to get your payment taken care of:
Q. Where can I find those artificial Christmas trees that pull up into a fully decorated tree?
A. Below are 5 good online sources for pull up & pop up Christmas trees.
Q. How do I get a payoff amount for my Ally / GMAC auto loan?
A. You can get your Ally Auto loan payoff balance online at Ally.com. See the links below to learn how to do that:
Q. Where can I find military surplus vehicles for sale online?
A. Below are 20+ sites that sell military surplus vehicles, either online or at their places of business.
The Kay Jewelers credit card allows you to charge purchases at Kay Jewelers (and Kay Jewelers only; it is not accepted anywhere else). In particular, the Kay Jewelers credit card offers 0% financing on larger purchases — at last check, you could finance purchases of $500 or more for 12 months at a 0% rate. A 20% down payment on the total purchase is still necessary in order to get the 0% offer.
The 0% financing offer is a “deferred interest” offer. This means that you must pay ALL of your balance within the 12-month promotional period to get the 0% offer. If you don’t pay it all off, or if you make a late payment during that period, you will get charged all of the interest that would’ve collected since the day you made the purchase, as if the 0% interest rate had never happened. If that happens, your interest rate will instead be 26.99%, which is the standard interest rate for the Kay card on regular purchases.
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Below are just under a dozen sites where you can find Nightmare Before Christmas pumpkin carving patterns. Most are of Jack Skellington, but the first site below offers some other characters, too.
Q. What are my options for making a payment on my GEICO insurance?
A. You can make a payment to GEICO online, by mail, or over the phone. Use the links below to get your payment made easily: